Only 18% of Americans Have Reached This Simple Financial Milestone

It's important to have goals in life, especially when it comes to your finances. Setting a target for how much you want to have saved for retirement or the amount you want to have stashed away for a down payment on a house, for example, can help motivate you to save more and reach your goals on time.

However, there's one financial goal that most people overlook -- and not achieving it could wreak havoc on your finances.

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Source Fool.com