Planning to Claim Social Security at 65? Here's Why You May Need to Rethink That

For those debating the best age to start Social Security, 65 can seem like a solid middle ground. It's historically the age at which many people expect to retire. It's also squarely in the middle between 62, which is the earliest age at which you can get retirement benefits, and 70, when you're entitled to maximum retirement benefits. Some people believe 65 is the age at which you're entitled to your full benefit based on your work record. But that's not true.

There's nothing wrong with claiming benefits at 65, but if you're choosing this age because you believe there's something special about it, you might be disappointed. Here's a closer look at how the age you begin Social Security affects your benefits and what really happens if you claim at 65.

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Source Fool.com