Reality Check: 3 Brutal Realities of Social Security and What You Can Do Now to Prepare

Social Security can make or break retirement for millions of Americans, so it pays to make the most of your monthly checks.

But the program may have some difficult times ahead, and it could affect your payments. If you're expecting to depend on Social Security in retirement, then it may be time for a reality check.

While nobody knows for certain what the future holds, the more time you can give yourself to prepare, the better. And there are three tough truths to start taking in now.

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Source Fool.com