It's been a challenging year for investors and retirees. Inflation has been surging, stock prices are falling, and many people are concerned about a potential recession.

The S&P 500 is also officially in a bear market after dropping more than 25% from its peak in January, and some experts believe it could have further to fall.

If you're thinking about retiring soon, all of these factors could have you reconsidering. Is it really safe to retire right now? Or should you wait a couple of years? There are a few questions to ask yourself that can help you decide.

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Source Fool.com