Millions of seniors rely on Social Security as a primary source of retirement income. In fact, for some seniors, Social Security is their only source of retirement income.

That's why workers are often encouraged to claim Social Security strategically. Filing at the wrong age could mean getting a lower monthly benefit for life.

But that's not the only danger you might face with regard to Social Security. If you're not careful, your benefit payments might end up in somebody else's hands -- a scammer's, to be exact. And that's a situation worth avoiding at all costs.

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Source Fool.com