Scared to Tap Your Nest Egg? Here's What to Do.

A good friend of mine has a father in his early 70s who was largely an average wage earner throughout his career. But because he made a point to save diligently and invest well, he's now sitting on a nest egg worth, by her estimates, about $2 million.

You'd think that would put him in a pretty great position to enjoy retirement to the fullest, especially since he has a nice Social Security paycheck on top of that. But instead of enjoying his savings, my friend's father is mostly leaving his nest egg untouched. And the main reason boils down to fear.

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Source Fool.com