2022 has started out as a very rough year for most Americans. The stock market is down  while inflation is up  and wages have shown signs of stagnating. That combination has strained people's purchasing power throughout the country.

In that environment, I-Bonds, with their promise of inflation-matching returns, look like a promising island of stability and value protection in an otherwise very stormy situation. In reality, while those headline numbers look promising, the details behind them make I-Bonds a less ideal investment than they seem on the surface. That's not to say they're a bad use of your money, just one where the actual reality may not live up to the headline promise in most scenarios.

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Source Fool.com