Should You Claim Social Security at 62 or 70? This Single Factor Should Guide Your Decision
The decision to enroll in Medicare is somewhat simple. If, come age 65, you're not covered by a group health plan through your job, then it makes sense to sign up for Medicare to put health coverage in place.
The decision to file for Social Security, on the other hand, is a pretty complicated one. That's because unlike with Medicare, there are multiple Social Security filing ages you can choose from, and each choice comes with consequences.
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Source Fool.com