One of the best perks of being a salaried worker, as opposed to being self-employed, is getting access to employee benefits. Depending on your company, these could include subsidized health insurance, paid time off, and access to a retirement plan.

If your employer offers a 401(k), there may be a matching incentive involved. Vanguard reports that 95% of plans on its platform offer some type of matching program.

If you have access to a 401(k) plan with a match, you should aim to contribute enough money to snag all of that free money. But does it pay to fund your 401(k) beyond your employer match? Or you should find another home for your remaining retirement plan contributions? Ask yourself these key questions to land on the right decision.

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Source Fool.com