Should You Invest in This Controversial, Tide-Turning Cryptocurrency?

XRP (CRYPTO: XRP) is an oddity. For starters, with a market capitalization of $52 billion, it is the sixth-largest cryptocurrency in the world, but it is the only major token that has not recovered from the crypto bear market of 2018.

Its setup is unique as well. Ripple, XRP's creator, runs RippleNet -- a platform for currency exchange and cross-border transactions. Hundreds of financial institutions worldwide use RippleNet, but only its on-demand liquidity (ODL) service uses XRP tokens. It allows instant settlement of international transactions for as little as 0.00001 XRP (or 10 Drops), essentially eliminating transactional costs for all parties involved. So what makes the XRP ecosystem controversial?

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Source Fool.com