Should You Max Out Your Roth IRA in 2021?

Investing in a Roth IRA is a smart way to save for retirement, particularly if you're concerned about your future tax bill. But the stock market doesn't exactly look like a bargain right now. Despite taking a tumble earlier this week, the S&P 500 index is still up about 18% year to date.

With stocks hovering near record highs, does it make sense to max out your Roth IRA in 2021? Or should you hoard your cash in hopes of a sell-off? Here's why putting cash into your Roth IRA makes sense.

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Source Fool.com