The S 500 (SNPINDEX: ^GSPC) has been surging over the last year and a half, soaring by an incredible 54% from its lowest point in October 2022 through the end of July. If you haven't yet jumped into investing, now could be a smart time.

But just how safe is the stock market right now, especially for a beginner? Some experts are warning about a bubble burst or even a full-on recession, but the market is safer than it might seem. Here are three things you need to know before you invest to protect your money as much as possible.

If you're just getting started investing and are looking for something that's safe and reliable, you can't go wrong investing in the S 500 itself. The benchmark index contains stocks from 500 of the largest companies in the U.S., including juggernauts like Apple, Amazon, , and Nvidia.

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Source Fool.com