The banking industry is one of the oldest around. But it's also one of the largest, as everyone requires financial services at some point in their lives. This creates opportunities for innovative companies to carve out a niche in the huge sector.

Knowing that people would value a tech-enabled platform, SoFi Technologies (NASDAQ: SOFI) has found tremendous success since its founding more than a decade ago. But its shares have historically been a major disappointment, as they trade 71% below their peak price from February 2021.

Should investors buy, sell, or hold this fintech stock?

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Source Fool.com