Over the past year, SoFi (NASDAQ: SOFI) stock has dropped as much as 80%. However, the fintech has rapidly added customers, increased product sales, and posted excellent growth across its businesses.

Not only that, but it's also ready to weather headwinds from a weakening economy and come out the other end stronger. Here's why investors can be optimistic about the fintech.

SoFi is a full-service financial company offering loans, credit cards, cash management, and investment brokerage accounts. But it wasn't always that way.

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Source Fool.com