The digital bank and one-stop-shop financial services company SoFi Technologies (NASDAQ: SOFI) recently reported strong second-quarter results that beat expectations. The company also raised its full-year guidance, sending shares surging the day following its earnings report.

While the quarter was largely positive and seemed to put investors at ease, I still see room for improvement. Here are three things SoFi can improve on.

If you have been following SoFi for a few quarters now, it's easy to see that the company has paid out a lot in stock-based compensation, which means paying employees or members of the board of directors with equity in the company.

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Source Fool.com