Millions of older Americans rely on Social Security to make ends meet in retirement. While the program can be a lifeline for many, there are risks to depending too heavily on your benefits.

The Social Security program has been struggling in recent years, and it may not be as reliable as it once was. Whether you're already retired or planning to retire in the near future, there are some important realities to consider so you're not caught off guard.

Social Security was never designed to be the sole source of retirement income, but due to rising inflation, your benefits may not go as far in the future.

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Source Fool.com