Millions of retirees depend on Social Security, so it pays to make the most of your benefits. As we head into the new year, now is the perfect time to review your information and take a few simple steps to maximize your payments.

It doesn't have to be difficult to start preparing, either. Whether you're planning to retire in 2024 or still have a few years left in your career, these nearly effortless moves can set you up for success.

You don't need to wait until you begin claiming Social Security to see how much you'll receive in benefits. Checking your benefit amount only takes a few minutes and can make retirement planning much easier.

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Source Fool.com