With a program that's been around as long as Social Security, it's pretty easy to grow complacent and assume there's no need to keep tabs on things. After all, how much could really change with Social Security from one year to the next?

Actually, a lot.

Many of Social Security's basic rules have not shifted at all in 2023. For example, you'll still be penalized in the form of a reduced benefit for signing up to collect your money before reaching full retirement age. And you'll still be rewarded with a higher monthly benefit by delaying your filing past full retirement age.

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Source Fool.com