For most retired Americans, their monthly Social Security check is an indispensable source of income. Based on annually conducted surveys over the course of more than two decades, no fewer than 80% of then-current retirees rely on their monthly benefit to help cover their expenses.

Given how important America's top retirement program is to the financial health of our nation's retired workers, workers with disabilities, and survivor beneficiaries, you'd think that ensuring the sustainability of the current payout schedule would be paramount. However, Social Security's foundation has been showing signs of cracking for decades.

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Source Fool.com