Social Security can make or break retirement for many older adults. As costs continue to rise and it becomes even more difficult to save enough for a comfortable retirement, millions of seniors are relying heavily on their benefits to make ends meet.

But the average retired worker collects less than you might expect from Social Security, and depending on the age you file for benefits, your checks could potentially be even smaller than that.

Here's exactly how much the average retired worker collects in benefits, as well as the average benefit amount by age. And if you're looking to beat these numbers, there are a few actionable steps you can take right now.

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Source Fool.com