For the most part, Social Security works like this: You earn money during your career, pay taxes on your wages, and then get to file for benefits once you reach a certain age (which happens to be 62).

But it's possible to collect a monthly benefit from Social Security in retirement even if you never worked a day in your life and have no income history to your name. If you are or were married to someone who's eligible for Social Security, you may be entitled to spousal benefits.

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Source Fool.com