A recent Social Security survey from MassMutual found that nearly 3 in 10 adults nearing retirement incorrectly disagreed with the following statement: "If I have a spouse, he or she can receive benefits from my record even if he or she has no individual earnings."

Spouses can indeed claim Social Security benefits based on the work record of their retired partner, but spousal benefits differ from retired-worker benefits in a few important ways. Here are four things married couples should know in 2024.

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Source Fool.com