For more than three years, student loan repayments have been on hold. Many borrowers didn't have to worry about dishing out hundreds of dollars every month to shed debt. But the pause is over, and more than 43.5 million borrowers will have to revisit their payment plan.

The good news is that you don't have to wait until your bill is due to make some progress toward your goals. We've jotted down a few things you can do to get a grip on your finances right now. And there's no need to start sweating, because you'll have at least 21 days to submit your first payment after your loan servicer provides you with a notice. 

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Source Fool.com