Survey: Only 3% of Near-Retirees Can Correctly Answer These Social Security Questions

Social Security can be a complicated and confusing topic, and many Americans do not fully understand how the program works.

That's concerning, however, especially considering nearly a quarter of married couples and close to half of unmarried beneficiaries rely on their benefits for at least 90% of their income in retirement, according to the Social Security Administration. If your benefits are going to be your primary source of income during your senior years, it's crucial to ensure you're making the right decisions to maximize that money.

As you're nearing retirement, it's important to at least understand the basics of Social Security. But new research shows that very few near-retirees know as much as they should about their benefits.

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Source Fool.com