Many seniors end up depending pretty heavily on Social Security once their time in the workforce comes to an end. And often, this holds true even among those who make an effort to build savings.

Your goal may be to squeeze as much money out of Social Security as possible. And you may also be aware that delaying your filing is a good way to achieve that goal.

You're entitled to your full monthly Social Security benefit based on your personal wage history once you reach full retirement age, or FRA. If you were born in 1960 or later, your FRA is age 67.

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Source Fool.com