If you've done a little reading and learning about Social Security, you may know that a key strategy for making your benefit checks as hefty as possible is to delay starting to collect those benefits. The longer you delay, up to age 70, the bigger they'll get.

That's certainly appealing, and it's an excellent reason to delay, but there are still circumstances in which it's best to just start collecting your benefits well before age 70. Here's a look at those.

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Source Fool.com