The monthly benefit you're entitled to from Social Security is based on your lifetime wages -- specifically, the amount of money you earn during your 35 most profitable years in the workforce. But your filing age will also determine how much money Social Security pays you on a monthly basis.

You're entitled to your complete monthly Social Security benefit based on your earnings history at full retirement age, or FRA. That age is 67 for anyone born in 1960 or beyond.

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Source Fool.com