Many people who don't invest make that choice because they don't see much point in making a financial sacrifice here and now. Their mindset is, that little bit of money invested now could never grow into a meaningful nest egg later.

In truth, however, the potential net returns on even the smallest of annual contributions can be surprising. The key is getting started as soon as possible and letting time do the bulk of the work.

Just don't get crazy with your expectations.

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Source Fool.com