When I first started saving for retirement nearly a decade ago, my employer's 401(k) seemed like the logical place to start. But my company didn't match contributions.

I only had a couple hundred dollars a month to invest. So for me, the choice was simple: I'd skip the 401(k) and invest in a Roth IRA instead.

Of course, if I'd gotten a company match back then, I would have prioritized my 401(k) to get every dollar I could out of my employer. But since we were talking about unmatched contributions, the Roth IRA was the clear winner. Here's why choosing a Roth IRA over an unmatched 401(k) is a no-brainer.

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Source Fool.com