One of the biggest retirement decisions you might have to make is figuring out what age to sign up for Social Security. Although your monthly benefit will be calculated based on your personal earnings history, your filing age will also determine how much money you get out of the program each month.

You're entitled to your complete monthly benefit based on your wage history once you reach full retirement age (FRA). That age hinges on your year of birth, but for anyone born in 1960 or later, it's 67.

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Source Fool.com