Thinking of Claiming Social Security? Be Prepared for Less Than The $4,194 Maximum

In 2022, the maximum Social Security benefit will be $4,194. If you're planning on claiming Social Security next year, chances are good you won't get anywhere near that much money -- and you need to be prepared for that before you start your checks.

It's helpful to understand why your benefit will fall far short of the maximum in most situations, as gaining insight into this issue can give you a more realistic picture of what income your own checks will actually provide.

Here's what you should know.

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Source Fool.com