When it comes to the artificial intelligence (AI) market, many investors may think of companies like Nvidia or C3.ai. And while AI plays critical roles in these companies, its reach also includes such industries as retail, oil and gas, and finance. Because of this, investors should take a broad-based look at AI-driven opportunities. 

One finance-related AI stock that has earned investors' attention is Upstart (NASDAQ: UPST). It stands out for applying AI to the process of evaluating the creditworthiness of prospective borrowers for a fee.

However, rising interest rates and internal challenges led to a massive drop in the stock price and called the investment thesis into question. Considering that volatility, the question for investors is whether it is worth the risk of owning.

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Source Fool.com