This Common Mistake Could Cause Your Retirement Savings to Fall Short

The money you sock away in an IRA or 401(k) plan shouldn't just sit there doing nothing. Rather, you're supposed to invest that money so it grows into a larger sum over time.

The great thing about IRAs and 401(k)s is that investment growth in these accounts is either tax-deferred or tax-free, so you won't be liable for gains on your returns year after year. As such, you'll be able to reinvest those gains.

But how much of a return can you expect your retirement savings to generate? If you set your expectations too high, you could wind up with a serious financial shortfall on your hands by the time your senior years roll around.

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Source Fool.com