This Is the Worst Age to Take Social Security, According to Research

Determining what age to begin claiming Social Security is a big decision, as it will permanently affect your monthly retirement income.

You can file for benefits at age 62 or anytime thereafter, and once you begin claiming, your benefit amount is generally locked in for life (save for annual cost-of-living adjustments). So it's crucial to choose your filing age wisely.

While everyone's situation is different, data shows that there is a particularly bad age to begin claiming benefits -- but there's an important caveat to consider before taking this research to heart.

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Source Fool.com