Many people work hard to build savings for retirement. And a lot of people who enter retirement with solid nest eggs like to have complete control over their money -- meaning, take withdrawals when they please, but also, leave their funds alone when they're not in need of income.

Unfortunately, with a traditional IRA or 401(k) plan, you don't always get the option to leave your savings intact. Once you turn 73, required minimum distributions (RMDs) are imposed on traditional retirement plans. With a Roth account, you won't have to worry about them.

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Source Fool.com