The artificial intelligence (AI) race has been a hot topic in the stock market in recent times. Although some of the biggest companies in tech have benefited, some smaller businesses haven't been so fortunate.

Upstart (NASDAQ: UPST) is one of these disappointing stories. Its shares dropped 42% through the first six months of 2024, and they trade a staggering 94% below their peak.

Is this fintech stock worthy of investment consideration, especially after its price has gotten hammered? Or should investors simply avoid it altogether?

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Source Fool.com