Many executives believe artificial intelligence (AI) will fundamentally change how the economy functions. While many businesses have been working urgently and investing massive amounts of money to take advantage of the trend, Upstart (NASDAQ: UPST) has been developing its AI platform for several years already.

This fintech enterprise is impressive, particularly from a tech perspective and based on its objective. However, investors should avoid the stock like the plague. Here's why.

Upstart is riding two major technological waves. The first one is the crossroads of finance and technology, known as fintech. The other, as I just mentioned, is AI. This could draw investors interested in these two areas.

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Source Fool.com