Want to retire a millionaire? ETFs, or exchange-traded funds, are a great way to get there. These funds were created to track almost every investing category you might be interested in, everything from oil and precious metals to software stocks and emerging markets.

The two ETFs featured here have a proven track record of generating returns that can convert your steady small-scale investments into millions over the long term.

One of my favorite ETFs of all time is the Vanguard Utilities ETF (NYSEMKT: VPU). This ETF just doesn't get enough respect for what it has delivered to shareholders over the decades.

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Source Fool.com