You've probably seen the claims that Social Security is going bankrupt. Or you've heard conversations about retirement planning prefaced with the words "if Social Security is even around by then." 2035 is often circled as the date the program goes broke.

There's an element of truth to these claims, but the real picture isn't quite as scary as it seems. Keep reading to learn why your future Social Security benefit isn't doomed.

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Source Fool.com