The earliest age at which you can file for Social Security is 62. And many seniors opt to go that route, even if it means accepting a reduced monthly benefit by not waiting until full retirement age to sign up.

Because Medicare eligibility begins at age 65, many seniors find themselves already on Social Security by the time that coverage option opens up. The good news is that if you're on Social Security at the time you become eligible for Medicare, you won't need to sign up. Rather, you'll be enrolled in Medicare automatically. But you may want to turn down your Medicare coverage, depending on your circumstances.

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Source Fool.com