When Should I File for Social Security?

You can begin receiving retirement benefits from Social Security at the age of 62, but the actual age at which you should claim your benefits depends on many different factors. You need to consider how the age at which you decide to claim will affect your monthly benefit check -- because the earlier you file, the smaller your monthly benefit will be. You also need to consider your personal work history as well as your current financial situation.

This guide will explain why your age at the time of filing matters, as well as other key considerations when deciding the appropriate age to begin receiving income from the Social Security Administration.

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Source Fool.com