Nu Holdings (NYSE: NU), one of the fastest-growing digital banks in Latin America, went through some wild swings after its initial public offering (IPO) in December 2021. It went public at $9 a share, dropped below $4 the following year, but now trades at about $15.

Nu's bulls praised its rapid growth, but the bears fretted over its macro and competitive headwinds. So will Nu's stock head higher over the next three years, or will it stagnate and underperform the market?

Image source: Getty Images.

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Source Fool.com