Investors have been fascinated with Upstart Holdings (NASDAQ: UPST) since it exploded onto the markets in late 2020. It has been a volatile stock, with extreme percentage moves, and depending on when investors bought and sold, they might have wild gains or severe losses.

Upstart stock had gained as much as 400% this year, but it's already lost most of that and is now up a more modest 105% year to date. Considering these wild swings, it might not be so simple to imagine where the stock will be in a year from now. But we can go through some catalysts and headwinds and try to determine where the company will be, and how the stock market might react.

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Source Fool.com