Last year was a tough one for investors. All three major indexes slid into bear territory. And most of our portfolios finished the year in the doldrums. The good news is down markets don't last forever. But right now, at the start of 2023, we don't know exactly when recovery and growth will happen.

Difficult situation? Not necessarily. I've got even more good news for you. There's a way to invest for safety and growth. This strategy should help you -- no matter what the market does this year. If you have $100,000 -- or even much less -- to invest, you can apply the ideas below. So, let's start the year off right and find out where to put our money to work in 2023.

Let's talk safety first. It's on all of our minds after seeing so many top stocks drop in the double digits last year. There are two great places to find safety. First, dividend stocks. And second, companies in industries where even an economic crisis won't hurt demand for their products or services.

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Source Fool.com