For many, Social Security is a vital financial lifeline during their retirement. Over the 20 years that national pollster Gallup has surveyed retired Americans to gauge their reliance on America's top retirement program, no fewer than 80% have responded that they're dependent, in some capacity, on Social Security income to cover their expenses. 

But in spite of the clear-cut importance Social Security plays for the financial well-being of retirees, the program finds itself in trouble -- and it's retirees that could end up paying the price.

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Source Fool.com