Why I'm Not Counting on Social Security, and Neither Should You

The Social Security program is a pact between workers and their employers that they will contribute to a common fund to ensure that those who are no longer part of the workforce will have a basic income on which to live. -- President Jimmy Carter 

Social Security has been a lifesaver for countless millions, and it does provide a basic income -- but it's not easy to live on Social Security benefits. Here are two reasons why I'm not counting on Social Security to be my main support in retirement -- and why you shouldn't, either.

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Source Fool.com