Oftentimes, the best path forward requires the greatest amount of sacrifice and perseverance. And we are all exposed to this lesson from a young age.

Getting good grades in school requires work and less play. Health demands tough choices when it comes to diet and exercise. And building long-term wealth through saving and investing is inherently delaying gratification.

2022 has been the worst year for many investors in their lifetimes. And on paper, it's the worst year since 2008 for the S&P 500 and the Nasdaq Composite. The emotional toll of watching your hard-earned savings erode is taxing and particularly brutal when it feels there is no end in sight.

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Source Fool.com