Why the $4,194 Max Social Security Benefit Is a Fantasy

The maximum monthly Social Security check in 2022 is $4,194. Obviously, since this is the highest possible benefit, not everyone gets this much money -- and most people receive much less. In fact, getting a monthly payment anywhere near $4,194 is a fantasy for the majority of Americans. 

There are two things you'd need to do -- both of which are really hard to accomplish -- in order to receive such a large Social Security payment. The impossibility of these tasks for many people means the $4,914 benefit is almost assuredly out of reach. Here's what they are. 

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Source Fool.com