Why the $4,194 Max Social Security Benefit Is a Fantasy

You'll often hear that it's really difficult to retire on Social Security alone. But that assumes your monthly benefit is in line with the average payday seniors receive today. If you're looking at a monthly benefit of $4,194, that's a different story.

That number isn't just a random one. Rather, it's the highest monthly benefit Social Security will pay this year. But while it may seem like an attractive benefit to lock in, the reality is that most seniors won't qualify for it.

Image source: Getty Images.

Source Fool.com