Why the $4,194 Max Social Security Benefit Is a Fantasy

It may not be an earth-shattering amount of money, but it's certainly enough to live comfortably on. Cashing $4,194 worth of Social Security checks every month translates into income of more than $50,000 per year, which is roughly what the average U.S. worker earns these days.

The odds of you actually collecting the maximum monthly Social Security payment of $4,194, however, are shockingly slim. You'll do well to take home half of that amount, in fact.

But don't get discouraged. There's plenty you can do to beef up your retirement cash flow.

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Source Fool.com